2007
› The firs directive PSD was adopted (Payment Service Directive)
› This legislation provides the legal foundation for an EU single market for payments, to establish safer and more innovative payment services across the EU
2013
› The European Commission proposes amendments for PSD
› A new directive has been created - PSD2
2014
› The PSD2 Directive was prepared by the European Commission
2015
› Published final version of PSD2
2016
› PPSD2 comes into force
› Member States have 2 years to adapt and introduce PSD2 into law
2017
› CMA (Competition and Markets Authority) from banks requires public APIs
2018
› CMA from banks requires private APIs
2019
› Completely introducing PSD2 regulations
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